Auto insurance is a contract between you and the insurance company. In exchange for your paying a premium, the insurance company agrees to pay your losses as outlined in your policy contract. Automobile insurance protects you financially by paying the other driver’s car repair and medical bills if you are found legally responsible for an accident. Depending on the kind of coverage you have, it can also pay to repair or replace your car if it’s damaged or stolen.
Certain policy coverages are optional by the insured. Basic personal auto insurance is mandated by most U.S. states and laws vary. In North Carolina, liability coverage is required, along with uninsured motorist coverage. Policies are generally issued for six-month or one-year time frames and can be renewable.
North Carolina Department of Insurance
3200 Beechleaf Court
Raleigh NC 27604
Physical Address:
3200 Beechleaf Court
Raleigh NC 27604
Mailing Address:
NC Department of Insurance
1201 Mail Service Center
Raleigh NC 27699-1201
Agent Services: 919-807-6800